How We Help

Financial Planning That puts you first

As an independent, fee-only Registered Investment Advisory firm, we are a fiduciary 100% of the time. This makes us legally bound to put your best interests first, but we really do it because it is the right thing to do.

Comprehensive Financial Planning
We pull together all the areas of your financial life, including your investments, retirement plans, taxes, insurance needs, education funding, and legacy wishes.

Comprehensive planning like this can help you see the big picture and make better decisions about your future.

Our Fees
We are a fee-only firm, which means that we only receive compensation from our clients, not from a bank, brokerage, insurance, or mutual fund company. We do not receive commissions for our recommendations. Our fees vary and will be based on your needs and the complexity of your situation.

Our Services

Financial Planning

Budgeting
Debt management
Tax minimization strategies
Education planning
Insurance analysis and guidance
Estate planning

Investment Management

Risk evaluation
Asset allocation determination
Portfolio management
Asset selection

Retirement Planning

Cash flow analysis
Retirement scenario modeling
Social Security and Medicare planning
Retirement plan disbursement guidance

Our Investment Philosophy

When it comes to managing your investment portfolio, we take an academic approach to the markets and base our work on the Nobel Prize–winning research of economist Eugene Fama. We emphasize:

Diversification - This is how we control the risk in your portfolio. How much risk do you need to take? How much are you taking?
A long-term perspective - Discipline in all types of market conditions.
Low costs and low fees - We work hard to control your costs of investing. Do you know what you are paying now?

We understand that emotions can run high when the markets get volatile, but we also know that acting from emotion rather than reason can cause investors to behave self-destructively—like selling when they should be holding...or even buying.

We don’t want you to get caught up in short-term market hype, and we will be there to help you focus on the long term, which offers a much better opportunity to realize the returns you need to meet your goals.

Schedule a Call

We offer a 15-minute discovery call as an opportunity for both of us to “discover” whether we’d be a mutual fit. We’ll discuss your concerns and goals, and share how we might be able to help you. There’s no cost and no obligation.

schedule a call