As an independent, fee-only Registered Investment Advisory firm, we are a fiduciary 100% of the time. This makes us legally bound to put your best interests first, but we really do it because it is the right thing to do.
Comprehensive Financial PlanningWe pull together all the areas of your financial life, including your investments, retirement plans, taxes, insurance needs, education funding, and legacy wishes.
Comprehensive planning like this can help you see the big picture and make better decisions about your future.
Our FeesWe are a fee-only firm, which means that we only receive compensation from our clients, not from a bank, brokerage, insurance, or mutual fund company. We do not receive commissions for our recommendations. Our fees vary and will be based on your needs and the complexity of your situation.
When it comes to managing your investment portfolio, we take an academic approach to the markets and base our work on the Nobel Prize–winning research of economist Eugene Fama. We emphasize:
We understand that emotions can run high when the markets get volatile, but we also know that acting from emotion rather than reason can cause investors to behave self-destructively—like selling when they should be holding...or even buying.
We don’t want you to get caught up in short-term market hype, and we will be there to help you focus on the long term, which offers a much better opportunity to realize the returns you need to meet your goals.
We offer a 15-minute discovery call as an opportunity for both of us to “discover” whether we’d be a mutual fit. We’ll discuss your concerns and goals, and share how we might be able to help you. There’s no cost and no obligation.